Athletes and the pay game

We’re hearing plenty about sport and its pay disputes. Most of our cricketers are unemployed and our rugby league players are making noises about pay issues. We work closely with athletes at Front Row Financial Management so we are seeing a unique perspective on these pay matters. Only last week, one of our clients who […]

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Rate changes mean it’s time to take stock

4 July 2017 We’ve come to the end of a financial year that has jolted loan rates. The regulator – APRA – has issued two directives that have impacted on the loan industry. APRA told all banks to limit their exposure to investor loans. More recently, APRA told the banks that they could not have […]

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Small banks put new spin on fixed vs variable

Are you keeping up with those big news events that are supposedly affecting interest rates? This year, we’ve had the likes of Brexit and the election of Donald Trump creating uncertainty – prompting some people to think it’s time to fix their interest rates. Earlier this week, the Reserve Bank decided to leave rates unchanged until […]

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The benefits of refinancing

It’s one of the easiest ways to hit financial disaster – mix a credit card debt into a home loan that was otherwise tracking well. It’s not hard to do – a few emergencies, a few temptations and, before you know it, those ballooning credit card rates hit you between the eyes. We helped a […]

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Should you break a fixed-rate loan?

When should you break a fixed rate loan? It’s a common question this week as loan holders react to an eventful few days in the banking industry. The Reserve Bank decided last Tuesday to lower the cash rate to a record low of 1.5 per cent. Most mortgage holders were hoping the major banks would pass […]

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